Insurance

Personal insurance for Historical Fencing, Martial Arts, Airsoft, Paintball, Jousting & many more

SCD logo

Click the image above to purchase.

Due to the physical nature of the activities that we provide personal insurance is a must for all serious participants. Sportscover direct covers all the above activities and many more in a single policy that is valid world wide. Full use of our members facilities is only available to people who have personal dangerous sports insurance*, otherwise all activities must be directly supervised by a suitable member of staff

Please note: most dangerous sports insurance do not cover the activities listed above, ensure you check with your insurance provider if your policy is not with Sportscover Direct

SportsGuard Benefits

Benefit

Limit
Referred to

Gold Cover

Silver Cover

Bronze Cover

Monetary
Excess

Financial protection Top-UP per unit (Max 10)

Personal liability

Maximum benefit

£2,000,000

£2,000,000

£2,000,000

£50

Personal Accident

Accidental Death

£9,000

£6,000

£3,000

Nil

+£5,000

Permanent Total Disability

£30,000

£20,000

£10,000

Nil

+£10,000

Weekly Benefit/
Loss of Earnings (Temporary Total Disablement)

£250
per week

£100
per week

None

Nil

+£50
per week

Legal Expenses & Advice

Maximum benefit

£4,500

£3,000

£1,500

Nil

Hospital Benefit

Maximum benefit

£20/night

£15/night

£10/night

Nil

Parent / Dependent Child Hospital Benefit

Maximum benefit

£20/night

£10/night

Nil

Nil

Consultant Fees

Maximum benefit

£200

£150

£100

£50

Physiotherapy Fees

Maximum benefit

£350

£250

£150

£50

Dental Fees

Maximum benefit

£200

£150

£100

£50

Season tickets

Maximum benefit

£200

£150

£75

Nil

Rescue/Search Fees

Maximum benefit

£8,000

£8,000

£8,000

£50

Explanation of Top-up units

If you wish to increase the level of Personal Accident benefits you will receive you may “top-up” the cover with extra units. For example, if you would like your weekly loss of earnings benefit to be £150 instead of £100 when purchasing a silver annual policy, you will need to buy one additional top-up unit. Up to 10 additional units may be purchased.All sums insured shown are the maximum payable per person. This is only a brief summary of the cover provided. The full terms and conditions of this insurance are in the Schedule Details, which are available on request.